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Since January 2023, HMRC has used a points-based system: you collect points for late submissions, and a £200 fine only arrives once you hit a threshold. In April 2025, the rates for late payment penalties jumped. The first penalty rose by 50%, and the second by 150%. Interest now runs from the day a payment is overdue.",[126],{"type":127,"attrs":128},"textStyle",{"color":129},"#000000",{"type":78,"attrs":131,"content":133},{"textAlign":26,"key":132},"p-1",[134,139,152],{"text":135,"type":84,"marks":136},"Three things changed for UK mid-market finance teams: when penalties kick in, how much they cost, and what evidence you need to overturn one. The same pattern applies to ",[137],{"type":127,"attrs":138},{"color":129},{"text":140,"type":84,"marks":141},"VAT reclaim UK",[142,147,150],{"type":143,"attrs":144},"link",{"href":145,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.spendesk.com/blog/vat-reclaim-uk","_blank",{"type":127,"attrs":148},{"color":149},"#1155CC",{"type":151},"underline",{"text":153,"type":84,"marks":154},". Recovering input VAT also depends on documentation collected through the period, not pieced together at month-end.",[155],{"type":127,"attrs":156},{"color":129},{"type":78,"attrs":158,"content":160},{"textAlign":26,"key":159},"p-2",[161],{"text":162,"type":84,"marks":163},"This article provides general guidance for UK finance teams that you should validate with a qualified tax adviser, since VAT treatment depends on your specific circumstances. It covers how points accumulate, what late payment penalties cost, how interest adds up, what happens if the numbers on your return are wrong, and how to appeal.",[164],{"type":127,"attrs":165},{"color":129},{"type":167,"attrs":168,"content":170},"heading",{"level":169,"textAlign":26},2,[171],{"text":172,"type":84,"marks":173},"What replaced the VAT default surcharge?",[174,176],{"type":127,"attrs":175},{"color":129},{"type":177},"bold",{"type":78,"attrs":179,"content":181},{"textAlign":26,"key":180},"p-3",[182,187,196],{"text":183,"type":84,"marks":184},"The VAT penalty system changed for every VAT-registered business in the UK on 1 January 2023. The reform affected ",[185],{"type":127,"attrs":186},{"color":129},{"text":188,"type":84,"marks":189},"approximately 2.4 million businesses",[190,193,195],{"type":143,"attrs":191},{"href":192,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/government/publications/impact-of-penalty-reform-on-vat-registered-businesses/impact-of-penalty-reform-on-vat-registered-businesses-quantitative-research",{"type":127,"attrs":194},{"color":149},{"type":151},{"text":197,"type":84,"marks":198}," and split VAT penalties into two separate types: points for late returns, percentages for late payments. Everyone started at zero points on that date, regardless of prior surcharge history.",[199],{"type":127,"attrs":200},{"color":129},{"type":78,"attrs":202,"content":204},{"textAlign":26,"key":203},"p-4",[205,210,219,224,233,238,247],{"text":206,"type":84,"marks":207},"The enforcement numbers since then have grown. HMRC issued ",[208],{"type":127,"attrs":209},{"color":129},{"text":211,"type":84,"marks":212},"9,070,279 automated penalties",[213,216,218],{"type":143,"attrs":214},{"href":215,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/government/publications/hmrc-annual-report-and-accounts-2024-to-2025/hmrcs-annual-report-and-accounts-2024-to-2025-our-accountability",{"type":127,"attrs":217},{"color":149},{"type":151},{"text":220,"type":84,"marks":221},", penalty points, and default surcharges in 2024 to 2025, up from 8,186,378 the year before. HMRC has secured funding for 5,500 ",[222],{"type":127,"attrs":223},{"color":129},{"text":225,"type":84,"marks":226},"additional compliance staff",[227,230,232],{"type":143,"attrs":228},{"href":229,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.nao.org.uk/wp-content/uploads/2025/11/HM-Revenue-Customs-Overview-2024-25.pdf",{"type":127,"attrs":231},{"color":149},{"type":151},{"text":234,"type":84,"marks":235}," over the next five years and is ",[236],{"type":127,"attrs":237},{"color":129},{"text":239,"type":84,"marks":240},"targeting an extra £10 billion",[241,244,246],{"type":143,"attrs":242},{"href":243,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/government/publications/hmrc-performance-update-october-to-december-2025/hmrc-performance-update-2025-to-2026-quarter-3",{"type":127,"attrs":245},{"color":149},{"type":151},{"text":248,"type":84,"marks":249}," a year in tax revenue by 2029 to 2030.",[250],{"type":127,"attrs":251},{"color":129},{"type":78,"attrs":253,"content":255},{"textAlign":26,"key":254},"p-5",[256,261,270],{"text":257,"type":84,"marks":258},"Before January 2023, the ",[259],{"type":127,"attrs":260},{"color":129},{"text":262,"type":84,"marks":263},"default surcharge system",[264,267,269],{"type":143,"attrs":265},{"href":266,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/guidance/vat-default-surcharge-notice-70050",{"type":127,"attrs":268},{"color":149},{"type":151},{"text":271,"type":84,"marks":272}," charged escalating percentages of the VAT you owed each time you missed a deadline within a surcharge period. A single late event triggered a penalty immediately. The current system applies a grace period: late submissions earn points first, and the £200 charge only arrives at the threshold. Late payments are treated separately, with interest from day one and penalty percentages that jumped in April 2025.",[273],{"type":127,"attrs":274},{"color":129},{"type":167,"attrs":276,"content":277},{"level":169,"textAlign":26},[278],{"text":279,"type":84,"marks":280},"How late submission penalty points accumulate",[281,283],{"type":127,"attrs":282},{"color":129},{"type":177},{"type":78,"attrs":285,"content":287},{"textAlign":26,"key":286},"p-6",[288,293,310],{"text":289,"type":84,"marks":290},"You may have been the person chasing a colleague for a ",[291],{"type":127,"attrs":292},{"color":129},{"text":294,"type":84,"marks":295},"VAT receipt",[296,307,309],{"type":143,"attrs":297},{"href":298,"uuid":299,"anchor":26,"target":300,"linktype":301,"story":302},"/blog/vat-receipt","416f5f0b-5745-450a-be24-6cbe46a9d131","_self","story",{"name":303,"id":304,"uuid":299,"slug":305,"url":306,"full_slug":306,"_stopResolving":42},"VAT receipts: What they must include and how to stay compliant",164344840303506,"vat-receipt","blog/vat-receipt",{"type":127,"attrs":308},{"color":149},{"type":151},{"text":311,"type":84,"marks":312}," on the morning a VAT return is due. Under the points system, \"on time\" and \"just barely on time\" both count the same: neither earns a point. Every return filed after the deadline does add a point, including nil returns and repayment returns.",[313],{"type":127,"attrs":314},{"color":129},{"type":167,"attrs":316,"content":318},{"level":317,"textAlign":26},3,[319],{"text":320,"type":84,"marks":321},"Thresholds by filing frequency",[322,324],{"type":127,"attrs":323},{"color":129},{"type":177},{"type":78,"attrs":326,"content":328},{"textAlign":26,"key":327},"p-7",[329],{"text":330,"type":84,"marks":331},"The number of points you can accumulate before a financial penalty depends on how often you file:",[332],{"type":127,"attrs":333},{"color":129},{"type":335,"content":336},"table",[337,386,434,474],{"type":338,"content":339},"tableRow",[340,356,371],{"type":341,"attrs":342,"content":344},"tableCell",{"colspan":343,"rowspan":343,"colwidth":26,"backgroundColor":26},1,[345],{"type":78,"attrs":346,"content":349},{"textAlign":347,"key":348},"center","p-8",[350],{"text":351,"type":84,"marks":352},"Filing frequency",[353,355],{"type":127,"attrs":354},{"color":129},{"type":177},{"type":341,"attrs":357,"content":360},{"colspan":343,"rowspan":343,"colwidth":358,"backgroundColor":26},[359],126,[361],{"type":78,"attrs":362,"content":364},{"textAlign":347,"key":363},"p-9",[365],{"text":366,"type":84,"marks":367},"Points threshold",[368,370],{"type":127,"attrs":369},{"color":129},{"type":177},{"type":341,"attrs":372,"content":375},{"colspan":343,"rowspan":343,"colwidth":373,"backgroundColor":26},[374],199,[376],{"type":78,"attrs":377,"content":379},{"textAlign":347,"key":378},"p-10",[380],{"text":381,"type":84,"marks":382},"Compliance period to reset",[383,385],{"type":127,"attrs":384},{"color":129},{"type":177},{"type":338,"content":387},[388,400,417],{"type":341,"attrs":389,"content":390},{"colspan":343,"rowspan":343,"colwidth":26,"backgroundColor":26},[391],{"type":78,"attrs":392,"content":394},{"textAlign":26,"key":393},"p-11",[395],{"text":396,"type":84,"marks":397},"Annual",[398],{"type":127,"attrs":399},{"color":129},{"type":341,"attrs":401,"content":403},{"colspan":343,"rowspan":343,"colwidth":402,"backgroundColor":26},[359],[404],{"type":78,"attrs":405,"content":407},{"textAlign":26,"key":406},"p-12",[408],{"text":409,"type":84,"marks":410},"2 points",[411,414,416],{"type":143,"attrs":412},{"href":413,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/guidance/penalty-points-and-penalties-if-you-submit-your-vat-return-late",{"type":127,"attrs":415},{"color":149},{"type":151},{"type":341,"attrs":418,"content":420},{"colspan":343,"rowspan":343,"colwidth":419,"backgroundColor":26},[374],[421],{"type":78,"attrs":422,"content":424},{"textAlign":26,"key":423},"p-13",[425],{"text":426,"type":84,"marks":427},"24 months",[428,431,433],{"type":143,"attrs":429},{"href":430,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/government/publications/penalties-for-late-submission/penalties-for-late-submission",{"type":127,"attrs":432},{"color":149},{"type":151},{"type":338,"content":435},[436,448,461],{"type":341,"attrs":437,"content":438},{"colspan":343,"rowspan":343,"colwidth":26,"backgroundColor":26},[439],{"type":78,"attrs":440,"content":442},{"textAlign":26,"key":441},"p-14",[443],{"text":444,"type":84,"marks":445},"Quarterly",[446],{"type":127,"attrs":447},{"color":129},{"type":341,"attrs":449,"content":451},{"colspan":343,"rowspan":343,"colwidth":450,"backgroundColor":26},[359],[452],{"type":78,"attrs":453,"content":455},{"textAlign":26,"key":454},"p-15",[456],{"text":457,"type":84,"marks":458},"4 points",[459],{"type":127,"attrs":460},{"color":129},{"type":341,"attrs":462,"content":464},{"colspan":343,"rowspan":343,"colwidth":463,"backgroundColor":26},[374],[465],{"type":78,"attrs":466,"content":468},{"textAlign":26,"key":467},"p-16",[469],{"text":470,"type":84,"marks":471},"12 months",[472],{"type":127,"attrs":473},{"color":129},{"type":338,"content":475},[476,488,501],{"type":341,"attrs":477,"content":478},{"colspan":343,"rowspan":343,"colwidth":26,"backgroundColor":26},[479],{"type":78,"attrs":480,"content":482},{"textAlign":26,"key":481},"p-17",[483],{"text":484,"type":84,"marks":485},"Monthly",[486],{"type":127,"attrs":487},{"color":129},{"type":341,"attrs":489,"content":491},{"colspan":343,"rowspan":343,"colwidth":490,"backgroundColor":26},[359],[492],{"type":78,"attrs":493,"content":495},{"textAlign":26,"key":494},"p-18",[496],{"text":497,"type":84,"marks":498},"5 points",[499],{"type":127,"attrs":500},{"color":129},{"type":341,"attrs":502,"content":504},{"colspan":343,"rowspan":343,"colwidth":503,"backgroundColor":26},[374],[505],{"type":78,"attrs":506,"content":508},{"textAlign":26,"key":507},"p-19",[509],{"text":510,"type":84,"marks":511},"6 months",[512],{"type":127,"attrs":513},{"color":129},{"type":78,"attrs":515,"content":517},{"textAlign":26,"key":516},"p-20",[518],{"text":519,"type":84,"marks":520},"Once you reach the threshold, you get a £200 fixed penalty. Every late return after that also costs £200, regardless of filing frequency or the amount of VAT due.",[521],{"type":127,"attrs":522},{"color":129},{"type":167,"attrs":524,"content":525},{"level":317,"textAlign":26},[526],{"text":527,"type":84,"marks":528},"How points reset",[529,531],{"type":127,"attrs":530},{"color":129},{"type":177},{"type":78,"attrs":533,"content":535},{"textAlign":26,"key":534},"p-21",[536],{"text":537,"type":84,"marks":538},"Below the threshold, individual points expire automatically two years after the end of the month containing the late return. Once you reach the threshold, automatic expiry stops. To reset to zero, you'll need to file all returns on time for the full compliance period and submit all outstanding returns for the previous 24 months. Compliance periods are 12 months for quarterly filers, 24 months for annual filers, and 6 months for monthly filers.",[539],{"type":127,"attrs":540},{"color":129},{"type":78,"attrs":542,"content":544},{"textAlign":26,"key":543},"p-22",[545],{"text":546,"type":84,"marks":547},"If you've started filing on time again after a rough patch (an enterprise resource planning (ERP) migration, staff turnover, or a rapid growth period), you might assume your points have reset. They haven't, until you complete a full compliance period. The next late return could trigger a penalty you weren't expecting.",[548],{"type":127,"attrs":549},{"color":129},{"type":78,"attrs":551,"content":553},{"textAlign":26,"key":552},"p-23",[554],{"text":555,"type":84,"marks":556},"If you change your filing frequency, your points balance adjusts. Moving from quarterly to monthly, for example, adds one point to your existing balance and raises the threshold from four to five. The adjustment works both ways. Switching from monthly to quarterly reduces your points by one and lowers the threshold to four.",[557],{"type":127,"attrs":558},{"color":129},{"type":78,"attrs":560,"content":562},{"textAlign":26,"key":561},"p-24",[563],{"text":564,"type":84,"marks":565},"Points are the cheaper of the two penalty types. Late payment penalties are calculated as percentages of the outstanding amount, and that's where the April 2025 rate increases actually bite.",[566],{"type":127,"attrs":567},{"color":129},{"type":167,"attrs":569,"content":570},{"level":169,"textAlign":26},[571],{"text":572,"type":84,"marks":573},"How late payment penalties are calculated after April 2025",[574,576],{"type":127,"attrs":575},{"color":129},{"type":177},{"type":78,"attrs":578,"content":580},{"textAlign":26,"key":579},"p-25",[581],{"text":582,"type":84,"marks":583},"Late payment penalties work separately from the points system. You could file every return on time and still face penalties if the payment arrives late. The Spring Statement 2025 raised these rates from April 2025, and many currently published guides still show the outdated figures.",[584],{"type":127,"attrs":585},{"color":129},{"type":167,"attrs":587,"content":588},{"level":317,"textAlign":26},[589],{"text":590,"type":84,"marks":591},"Current penalty rates (from April 2025)",[592,594],{"type":127,"attrs":593},{"color":129},{"type":177},{"type":335,"content":596},[597,627,658,685],{"type":338,"content":598},[599,612],{"type":341,"attrs":600,"content":601},{"colspan":343,"rowspan":343,"colwidth":26,"backgroundColor":26},[602],{"type":78,"attrs":603,"content":605},{"textAlign":347,"key":604},"p-26",[606],{"text":607,"type":84,"marks":608},"Days overdue",[609,611],{"type":127,"attrs":610},{"color":129},{"type":177},{"type":341,"attrs":613,"content":616},{"colspan":343,"rowspan":343,"colwidth":614,"backgroundColor":26},[615],421,[617],{"type":78,"attrs":618,"content":620},{"textAlign":347,"key":619},"p-27",[621],{"text":622,"type":84,"marks":623},"Penalty",[624,626],{"type":127,"attrs":625},{"color":129},{"type":177},{"type":338,"content":628},[629,645],{"type":341,"attrs":630,"content":631},{"colspan":343,"rowspan":343,"colwidth":26,"backgroundColor":26},[632],{"type":78,"attrs":633,"content":635},{"textAlign":26,"key":634},"p-28",[636],{"text":637,"type":84,"marks":638},"0 to 15 days",[639,642,644],{"type":143,"attrs":640},{"href":641,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/guidance/how-late-payment-penalties-work-if-you-pay-vat-late",{"type":127,"attrs":643},{"color":149},{"type":151},{"type":341,"attrs":646,"content":648},{"colspan":343,"rowspan":343,"colwidth":647,"backgroundColor":26},[615],[649],{"type":78,"attrs":650,"content":652},{"textAlign":26,"key":651},"p-29",[653],{"text":654,"type":84,"marks":655},"No penalty",[656],{"type":127,"attrs":657},{"color":129},{"type":338,"content":659},[660,672],{"type":341,"attrs":661,"content":662},{"colspan":343,"rowspan":343,"colwidth":26,"backgroundColor":26},[663],{"type":78,"attrs":664,"content":666},{"textAlign":26,"key":665},"p-30",[667],{"text":668,"type":84,"marks":669},"16 to 30 days",[670],{"type":127,"attrs":671},{"color":129},{"type":341,"attrs":673,"content":675},{"colspan":343,"rowspan":343,"colwidth":674,"backgroundColor":26},[615],[676],{"type":78,"attrs":677,"content":679},{"textAlign":26,"key":678},"p-31",[680],{"text":681,"type":84,"marks":682},"3% of VAT outstanding at day 15",[683],{"type":127,"attrs":684},{"color":129},{"type":338,"content":686},[687,699],{"type":341,"attrs":688,"content":689},{"colspan":343,"rowspan":343,"colwidth":26,"backgroundColor":26},[690],{"type":78,"attrs":691,"content":693},{"textAlign":26,"key":692},"p-32",[694],{"text":695,"type":84,"marks":696},"31+ days",[697],{"type":127,"attrs":698},{"color":129},{"type":341,"attrs":700,"content":702},{"colspan":343,"rowspan":343,"colwidth":701,"backgroundColor":26},[615],[703],{"type":78,"attrs":704,"content":706},{"textAlign":26,"key":705},"p-33",[707],{"text":708,"type":84,"marks":709},"3% at day 15, plus 3% of the amount still outstanding at day 30",[710],{"type":127,"attrs":711},{"color":129},{"type":78,"attrs":713,"content":715},{"textAlign":26,"key":714},"p-34",[716],{"text":717,"type":84,"marks":718},"From day 31, a second penalty also kicks in. It accrues daily, at an amount equivalent to 10% per year on the outstanding balance. This keeps running until the balance is paid in full or you agree a Time to Pay arrangement.",[719],{"type":127,"attrs":720},{"color":129},{"type":78,"attrs":722,"content":724},{"textAlign":26,"key":723},"p-35",[725],{"text":726,"type":84,"marks":727},"Should you treat the day-15 grace period as a buffer or a deadline? Most businesses that treat it as a buffer end up paying the 3% penalty. The time disappears in approval cycles, supplier queries, and ERP routing delays. Aim to pay on day one.",[728],{"type":127,"attrs":729},{"color":129},{"type":167,"attrs":731,"content":732},{"level":317,"textAlign":26},[733],{"text":734,"type":84,"marks":735},"What a late payment actually costs",[736,738],{"type":127,"attrs":737},{"color":129},{"type":177},{"type":78,"attrs":740,"content":742},{"textAlign":26,"key":741},"p-36",[743],{"text":744,"type":84,"marks":745},"Consider a £15,000 VAT liability paid 51 days late. The first penalty alone comes to £900: 3% of £15,000 at day 15 (£450) plus 3% of £15,000 at day 30 (£450). The second penalty adds £86.30 for the 21 days it's been accruing at 10% per year. That brings total penalties to £986.30, before interest.",[746],{"type":127,"attrs":747},{"color":129},{"type":78,"attrs":749,"content":751},{"textAlign":26,"key":750},"p-37",[752],{"text":753,"type":84,"marks":754},"If that same £15,000 remains outstanding for almost two years, total penalties reach £3,747.94. The second penalty alone accounts for £2,847.94 of that figure.",[755],{"type":127,"attrs":756},{"color":129},{"type":78,"attrs":758,"content":760},{"textAlign":26,"key":759},"p-38",[761,766,781],{"text":762,"type":84,"marks":763},"Before April 2025, the first penalty rate was 2% and the second was 4% per year. Any internal compliance documentation or ",[764],{"type":127,"attrs":765},{"color":129},{"text":767,"type":84,"marks":768},"cash flow forecast",[769,778,780],{"type":143,"attrs":770},{"href":771,"uuid":772,"anchor":26,"target":300,"linktype":301,"story":773},"/blog/cash-flow-forecast","f183e902-930e-4fc6-83e1-8b7d533d45b0",{"name":774,"id":775,"uuid":772,"slug":776,"url":777,"full_slug":777,"_stopResolving":42},"What is a cash flow forecast?",155593746481338,"cash-flow-forecast","blog/cash-flow-forecast",{"type":127,"attrs":779},{"color":149},{"type":151},{"text":782,"type":84,"marks":783}," still referencing the old rates needs updating.",[784],{"type":127,"attrs":785},{"color":129},{"type":167,"attrs":787,"content":788},{"level":169,"textAlign":26},[789],{"text":790,"type":84,"marks":791},"Late payment interest: The charge that runs from day one",[792,794],{"type":127,"attrs":793},{"color":129},{"type":177},{"type":78,"attrs":796,"content":797},{"textAlign":26,"key":80},[798,803,812],{"text":799,"type":84,"marks":800},"Penalties and interest are legally distinct. The 15-day grace period that delays the first late payment penalty doesn't apply to interest. ",[801],{"type":127,"attrs":802},{"color":129},{"text":804,"type":84,"marks":805},"Late payment interest",[806,809,811],{"type":143,"attrs":807},{"href":808,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/guidance/late-payment-interest-if-you-do-not-pay-vat-or-penalties-on-time",{"type":127,"attrs":810},{"color":149},{"type":151},{"text":813,"type":84,"marks":814}," starts accruing from the first day a payment is overdue.",[815],{"type":127,"attrs":816},{"color":129},{"type":78,"attrs":818,"content":819},{"textAlign":26,"key":132},[820,825,834,839,848],{"text":821,"type":84,"marks":822},"From ",[823],{"type":127,"attrs":824},{"color":129},{"text":826,"type":84,"marks":827},"6 April 2025",[828,831,833],{"type":143,"attrs":829},{"href":830,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.icaew.com/insights/tax-news/2025/mar-2025/hmrc-increases-interest-rates-for-tax-paid-late",{"type":127,"attrs":832},{"color":149},{"type":151},{"text":835,"type":84,"marks":836},", the interest formula changed from Bank of England base rate plus 2.5% to Bank of England base rate plus 4%. The ",[837],{"type":127,"attrs":838},{"color":129},{"text":840,"type":84,"marks":841},"current rate is 7.75%",[842,845,847],{"type":143,"attrs":843},{"href":844,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/government/publications/rates-and-allowances-hmrc-interest-rates-for-late-and-early-payments/rates-and-allowances-hmrc-interest-rates",{"type":127,"attrs":846},{"color":149},{"type":151},{"text":849,"type":84,"marks":850},", effective from 9 January 2026. When the new penalty system launched in January 2023, the rate was 6.00%.",[851],{"type":127,"attrs":852},{"color":129},{"type":78,"attrs":854,"content":855},{"textAlign":26,"key":159},[856],{"text":857,"type":84,"marks":858},"Interest applies to overdue VAT from returns, amendments, HMRC assessments, missed payments on account, and even overdue penalty charges themselves. A Time to Pay (TTP) arrangement stops penalties accruing if you contact HMRC and agree terms before the relevant penalty would otherwise hit, but interest keeps accruing on the outstanding balance until you've paid in full. If you break the TTP terms and HMRC cancels the arrangement, late payment penalties can be charged as if the TTP had never existed.",[859],{"type":127,"attrs":860},{"color":129},{"type":78,"attrs":862,"content":863},{"textAlign":26,"key":180},[864],{"text":865,"type":84,"marks":866},"Even a single delayed VAT period creates an interest cost. From day one of each VAT period, set aside your estimated VAT liability rather than treating it as available cash. This reduces the risk that supplier or payroll payments leave you short when the VAT bill comes due.",[867],{"type":127,"attrs":868},{"color":129},{"type":78,"attrs":870,"content":871},{"textAlign":26,"key":203},[872],{"text":873,"type":84,"marks":874},"Lateness is only half the risk. Filing on time addresses timing, but says nothing about whether the numbers on the return are accurate.",[875],{"type":127,"attrs":876},{"color":129},{"type":878,"attrs":879},"blok",{"id":880,"body":881},"4547cd40-76dd-4f6e-8567-448908bd3af3",[882],{"_uid":883,"asset":884,"caption":54,"component":888},"i-2ece192c-4d58-4afc-8be5-c723a264340c",{"id":885,"alt":54,"name":54,"focus":54,"title":54,"source":54,"filename":886,"copyright":54,"fieldtype":59,"meta_data":887,"is_external_url":29},172156593060381,"https://a.storyblok.com/f/146026/2212x1355/31a3234cf5/istock-1330553219.jpg",{},"image",{"type":167,"attrs":890,"content":891},{"level":169,"textAlign":26},[892],{"text":893,"type":84,"marks":894},"What happens when you file an inaccurate VAT return",[895,897],{"type":127,"attrs":896},{"color":129},{"type":177},{"type":78,"attrs":899,"content":900},{"textAlign":26,"key":254},[901,906,915],{"text":902,"type":84,"marks":903},"Error penalties under ",[904],{"type":127,"attrs":905},{"color":129},{"text":907,"type":84,"marks":908},"Schedule 24",[909,912,914],{"type":143,"attrs":910},{"href":911,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.legislation.gov.uk/ukpga/2007/11/schedule/24",{"type":127,"attrs":913},{"color":149},{"type":151},{"text":916,"type":84,"marks":917}," of the Finance Act 2007 are calculated as a percentage of the potential lost revenue. The percentage depends on how the inaccuracy is categorised. The categories sound harsher than they are in practice: a careless inaccuracy can drop to a 0% penalty if you disclose it before HMRC contacts you.",[918],{"type":127,"attrs":919},{"color":129},{"type":167,"attrs":921,"content":922},{"level":317,"textAlign":26},[923],{"text":924,"type":84,"marks":925},"Penalty ranges by 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minimum percentages come from ",[1139],{"type":127,"attrs":1140},{"color":129},{"text":1142,"type":84,"marks":1143},"HMRC's Compliance Handbook",[1144,1147,1149],{"type":143,"attrs":1145},{"href":1146,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/hmrc-internal-manuals/compliance-handbook/ch82470",{"type":127,"attrs":1148},{"color":149},{"type":151},{"text":1151,"type":84,"marks":1152}," guidance on disclosure quality. The gap between maximum and minimum depends mostly on when and how you disclose.",[1153],{"type":127,"attrs":1154},{"color":129},{"type":167,"attrs":1156,"content":1157},{"level":317,"textAlign":26},[1158],{"text":1159,"type":84,"marks":1160},"How disclosure and suspension reduce penalties",[1161,1163],{"type":127,"attrs":1162},{"color":129},{"type":177},{"type":78,"attrs":1165,"content":1166},{"textAlign":26,"key":552},[1167,1172,1187],{"text":1168,"type":84,"marks":1169},"Two actions can help you fix an inaccuracy and avoid a penalty: telling HMRC before they contact you (this is \"unprompted disclosure\"), and cooperating fully during the correction. Scheduling quarterly reviews of your ",[1170],{"type":127,"attrs":1171},{"color":129},{"text":1173,"type":84,"marks":1174},"UK VAT reclaim",[1175,1184,1186],{"type":143,"attrs":1176},{"href":1177,"uuid":1178,"anchor":26,"target":300,"linktype":301,"story":1179},"/blog/vat-reclaim-uk","4ccf2b05-11c4-49e9-964b-f4d051222a95",{"name":1180,"id":1181,"uuid":1178,"slug":1182,"url":1183,"full_slug":1183,"_stopResolving":42},"VAT reclaim in the UK: What you can claim and what evidence you need",164479463370307,"vat-reclaim-uk","blog/vat-reclaim-uk",{"type":127,"attrs":1185},{"color":149},{"type":151},{"text":1188,"type":84,"marks":1189}," treatment and supplier coding catches systematic errors before they spread across many transactions. Two common errors are applying the standard rate to exempt supplies, or reclaiming input VAT on non-business expenditure.",[1190],{"type":127,"attrs":1191},{"color":129},{"type":78,"attrs":1193,"content":1194},{"textAlign":26,"key":561},[1195],{"text":1196,"type":84,"marks":1197},"Even an inaccuracy that wasn't careless or deliberate when submitted gets treated as careless if you later spot the error and don't tell HMRC promptly. Your review processes need to be ongoing, not annual.",[1198],{"type":127,"attrs":1199},{"color":129},{"type":78,"attrs":1201,"content":1202},{"textAlign":26,"key":579},[1203],{"text":1204,"type":84,"marks":1205},"HMRC can also suspend a careless inaccuracy penalty for up to two years, if you agree to conditions for improving future accuracy. Suspension isn't available for deliberate inaccuracies.",[1206],{"type":127,"attrs":1207},{"color":129},{"type":167,"attrs":1209,"content":1210},{"level":169,"textAlign":26},[1211],{"text":1212,"type":84,"marks":1213},"How to appeal a VAT penalty",[1214,1216],{"type":127,"attrs":1215},{"color":129},{"type":177},{"type":78,"attrs":1218,"content":1219},{"textAlign":26,"key":604},[1220,1225,1234],{"text":1221,"type":84,"marks":1222},"Both lateness and accuracy decisions can be appealed, and the success rates are higher than most finance teams assume. ",[1223],{"type":127,"attrs":1224},{"color":129},{"text":1226,"type":84,"marks":1227},"Approximately three-quarters",[1228,1231,1233],{"type":143,"attrs":1229},{"href":1230,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.taxwatchuk.org/state-of-tax-administration-2024/",{"type":127,"attrs":1232},{"color":149},{"type":151},{"text":1235,"type":84,"marks":1236}," of contested automated penalty decisions in 2023 to 2024 weren't upheld at HMRC's statutory review, but the window is short and the evidence requirements are specific.",[1237],{"type":127,"attrs":1238},{"color":129},{"type":78,"attrs":1240,"content":1241},{"textAlign":26,"key":619},[1242,1247,1256,1261,1270],{"text":1243,"type":84,"marks":1244},"You have ",[1245],{"type":127,"attrs":1246},{"color":129},{"text":1248,"type":84,"marks":1249},"30 days from",[1250,1253,1255],{"type":143,"attrs":1251},{"href":1252,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/tax-appeals/decision",{"type":127,"attrs":1254},{"color":149},{"type":151},{"text":1257,"type":84,"marks":1258}," the penalty decision letter to either request an HMRC internal review or appeal directly to the First-tier Tribunal (Tax Chamber). You don't need to go through internal review first. If you disagree with the review outcome, you have a further ",[1259],{"type":127,"attrs":1260},{"color":129},{"text":1262,"type":84,"marks":1263},"30 days to take",[1264,1267,1269],{"type":143,"attrs":1265},{"href":1266,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/tax-appeals/review-of-a-tax-or-penalty-decision",{"type":127,"attrs":1268},{"color":149},{"type":151},{"text":1271,"type":84,"marks":1272}," the case to the tribunal.",[1273],{"type":127,"attrs":1274},{"color":129},{"type":78,"attrs":1276,"content":1277},{"textAlign":26,"key":634},[1278],{"text":1279,"type":84,"marks":1280},"Imagine a penalty decision letter arrived three weeks ago. You have nine days left to accept it, request a review, or appeal. You assume the supporting evidence is in your finance shared drive. Is it actually there, in a form HMRC will accept? That's the first thing to check.",[1281],{"type":127,"attrs":1282},{"color":129},{"type":78,"attrs":1284,"content":1285},{"textAlign":26,"key":651},[1286,1291,1300,1305,1314],{"text":1287,"type":84,"marks":1288},"Most successful appeals turn on a \"reasonable excuse\". To use this defence, you need to show that something prevented you from meeting the deadline, and that you acted promptly once that obstacle passed. Examples accepted as ",[1289],{"type":127,"attrs":1290},{"color":129},{"text":1292,"type":84,"marks":1293},"reasonable excuses",[1294,1297,1299],{"type":143,"attrs":1295},{"href":1296,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/tax-appeals/reasonable-excuses",{"type":127,"attrs":1298},{"color":149},{"type":151},{"text":1301,"type":84,"marks":1302}," include serious illness, unexpected hospital stays, HMRC's own errors, and genuine computer or software failures. Lack of funds is explicitly excluded by ",[1303],{"type":127,"attrs":1304},{"color":129},{"text":1306,"type":84,"marks":1307},"Section 71",[1308,1311,1313],{"type":143,"attrs":1309},{"href":1310,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.gov.uk/hmrc-internal-manuals/compliance-handbook/ch160800",{"type":127,"attrs":1312},{"color":149},{"type":151},{"text":1315,"type":84,"marks":1316}," of the VAT Act 1994.",[1317],{"type":127,"attrs":1318},{"color":129},{"type":78,"attrs":1320,"content":1321},{"textAlign":26,"key":665},[1322],{"text":1323,"type":84,"marks":1324},"Relying on someone else, like your accountant, a payroll provider, or a tax agent, doesn't transfer the legal obligation back to them. In Luzha v HMRC [2026] UKFTT 320 (TC), the tribunal rejected this defence. The taxpayer had relied passively on an accountant for quarterly VAT returns with no active oversight, which fell short of the \"reasonable care\" standard.",[1325],{"type":127,"attrs":1326},{"color":129},{"type":78,"attrs":1328,"content":1329},{"textAlign":26,"key":678},[1330],{"text":1331,"type":84,"marks":1332},"You need evidence created at the time, not reconstructed afterwards. You need to show clearly that the event caused the missed deadline, and that you acted promptly once the event was resolved. If HMRC opens an enquiry, you'll need to produce evidence for each late return or payment.",[1333],{"type":127,"attrs":1334},{"color":129},{"type":167,"attrs":1336,"content":1337},{"level":169,"textAlign":26},[1338],{"text":1339,"type":84,"marks":1340},"Reducing your penalty exposure: What to prioritise",[1341,1343],{"type":127,"attrs":1342},{"color":129},{"type":177},{"type":78,"attrs":1345,"content":1346},{"textAlign":26,"key":692},[1347,1352,1367,1372,1387],{"text":1348,"type":84,"marks":1349},"Preventing issues matters more than challenging them afterwards. Most mid-market finance teams don't have a single person dedicated to VAT compliance. The work gets layered on top of ",[1350],{"type":127,"attrs":1351},{"color":129},{"text":1353,"type":84,"marks":1354},"month-end close",[1355,1364,1366],{"type":143,"attrs":1356},{"href":1357,"uuid":1358,"anchor":26,"target":300,"linktype":301,"story":1359},"/blog/month-end-close-process","f778feef-eceb-47d1-8cd9-d3540951d72d",{"name":1360,"id":1361,"uuid":1358,"slug":1362,"url":1363,"full_slug":1363,"_stopResolving":42},"Month-end close process: how to make accounting more efficient",208803061,"month-end-close-process","blog/month-end-close-process",{"type":127,"attrs":1365},{"color":149},{"type":151},{"text":1368,"type":84,"marks":1369},", accounts payable processing, and ",[1370],{"type":127,"attrs":1371},{"color":129},{"text":1373,"type":84,"marks":1374},"expense reconciliation",[1375,1384,1386],{"type":143,"attrs":1376},{"href":1377,"uuid":1378,"anchor":26,"target":300,"linktype":301,"story":1379},"/blog/expense-reconciliation","661f8586-455e-4ecd-b488-f40aa1ca7976",{"name":1380,"id":1381,"uuid":1378,"slug":1382,"url":1383,"full_slug":1383,"_stopResolving":42},"Expense reconciliation: how to reconcile spending faster",208800782,"expense-reconciliation","blog/expense-reconciliation",{"type":127,"attrs":1385},{"color":149},{"type":151},{"text":1388,"type":84,"marks":1389},". When VAT compliance lives in your systems rather than in one person's head, the team is less exposed to penalties.",[1390],{"type":127,"attrs":1391},{"color":129},{"type":78,"attrs":1393,"content":1394},{"textAlign":26,"key":705},[1395,1400,1414],{"text":1396,"type":84,"marks":1397},"Spendesk is an all-in-one ",[1398],{"type":127,"attrs":1399},{"color":129},{"text":1401,"type":84,"marks":1402},"spend management platform",[1403,1411,1413],{"type":143,"attrs":1404},{"href":1405,"uuid":1406,"anchor":26,"target":300,"linktype":301,"story":1407},"/spend-management-software","548ca69c-c472-401d-b952-906e8280e91e",{"name":1408,"id":1409,"uuid":1406,"slug":1410,"url":1410,"full_slug":1410,"_stopResolving":42},"Spend management software",128789700,"spend-management-software",{"type":127,"attrs":1412},{"color":149},{"type":151},{"text":1415,"type":84,"marks":1416}," consolidating company cards, expense management, accounts payable, procurement, and budgeting. For VAT compliance, the relevant part of the platform sits upstream of filing time. Capturing invoices, receipts, and approvals at the point of purchase creates the audit trail GfC8 expects, instead of leaving you to reconstruct it at month-end.",[1417],{"type":127,"attrs":1418},{"color":129},{"type":167,"attrs":1420,"content":1421},{"level":317,"textAlign":26},[1422],{"text":1423,"type":84,"marks":1424},"Making Tax Digital (MTD) compliance",[1425,1427],{"type":127,"attrs":1426},{"color":129},{"type":177},{"type":78,"attrs":1429,"content":1430},{"textAlign":26,"key":714},[1431],{"text":1432,"type":84,"marks":1433},"Once VAT data goes into your accounting software, every subsequent transfer between systems has to be digital. Manual re-keying between systems, including copy-paste from an ERP report into a spreadsheet, may break the digital links rule under Making Tax Digital for VAT. MTD penalties for breaking the digital links rule sit separately from late submission and late payment penalties, so you could face both at once.",[1434],{"type":127,"attrs":1435},{"color":129},{"type":167,"attrs":1437,"content":1438},{"level":317,"textAlign":26},[1439],{"text":1440,"type":84,"marks":1441},"Receipt and invoice documentation",[1442,1444],{"type":127,"attrs":1443},{"color":129},{"type":177},{"type":78,"attrs":1446,"content":1447},{"textAlign":26,"key":723},[1448,1453,1462],{"text":1449,"type":84,"marks":1450},"Missing receipts create problems during HMRC compliance checks. Complete, searchable digital records that link receipts to transactions help both with reclaiming input VAT and with passing an HMRC audit. Spendesk captures ",[1451],{"type":127,"attrs":1452},{"color":129},{"text":1454,"type":84,"marks":1455},"VAT receipts",[1456,1459,1461],{"type":143,"attrs":1457},{"href":298,"uuid":299,"anchor":26,"target":300,"linktype":301,"story":1458},{"name":303,"id":304,"uuid":299,"slug":305,"url":306,"full_slug":306,"_stopResolving":42},{"type":127,"attrs":1460},{"color":149},{"type":151},{"text":1463,"type":84,"marks":1464}," at the point of purchase. That closes the gap between the transaction and the evidence, and removes the month-end chase.",[1465],{"type":127,"attrs":1466},{"color":129},{"type":167,"attrs":1468,"content":1469},{"level":317,"textAlign":26},[1470],{"text":1471,"type":84,"marks":1472},"Documented VAT controls",[1473,1475],{"type":127,"attrs":1474},{"color":129},{"type":177},{"type":78,"attrs":1477,"content":1478},{"textAlign":26,"key":741},[1479,1484,1493],{"text":1480,"type":84,"marks":1481},"Your VAT controls document should reflect the expectations in ",[1482],{"type":127,"attrs":1483},{"color":129},{"text":1485,"type":84,"marks":1486},"Guidelines for Compliance 8",[1487,1490,1492],{"type":143,"attrs":1488},{"href":1489,"uuid":26,"anchor":26,"target":146,"linktype":63},"https://www.icaew.com/insights/tax-news/2025/feb-2025/vat-compliance-controls-new-guidance-from-hmrc",{"type":127,"attrs":1491},{"color":149},{"type":151},{"text":1494,"type":84,"marks":1495},", published in September 2024, including governance, named process ownership, pre-submission checks, and error correction procedures. The written document itself is the primary evidence HMRC will ask to see during a compliance check.",[1496],{"type":127,"attrs":1497},{"color":129},{"type":878,"attrs":1499},{"id":880,"body":1500},[1501],{"_uid":1502,"asset":1503,"caption":54,"component":888},"i-e92af4eb-c6e5-4f41-9a92-6795283aeaaa",{"id":1504,"alt":54,"name":54,"focus":54,"title":54,"source":54,"filename":1505,"copyright":54,"fieldtype":59,"meta_data":1506,"is_external_url":29},168565553871303,"https://a.storyblok.com/f/146026/2121x1414/85f8ffb271/a-team-of-employees-meeting.jpg",{},{"type":167,"attrs":1508,"content":1509},{"level":169,"textAlign":26},[1510],{"text":1511,"type":84,"marks":1512},"Keeping penalties from becoming a recurring cost",[1513,1515],{"type":127,"attrs":1514},{"color":129},{"type":177},{"type":78,"attrs":1517,"content":1518},{"textAlign":26,"key":750},[1519],{"text":1520,"type":84,"marks":1521},"Penalty points stop accumulating quietly when your compliance setup catches deadlines, missing documents, and broken digital links before filing. The April 2025 rate increases mean the cost of getting late payment wrong has risen by 50% on first penalties and 150% on the daily accruing rate.",[1522],{"type":127,"attrs":1523},{"color":129},{"type":78,"attrs":1525,"content":1526},{"textAlign":26,"key":759},[1527,1532,1547],{"text":1528,"type":84,"marks":1529},"That makes VAT compliance a continuous process, not a filing-day task. Clear ownership, an ",[1530],{"type":127,"attrs":1531},{"color":129},{"text":1533,"type":84,"marks":1534},"automated audit trail",[1535,1544,1546],{"type":143,"attrs":1536},{"href":1537,"uuid":1538,"anchor":26,"target":300,"linktype":301,"story":1539},"/blog/automate-audit-trail","13c88fed-3832-44d0-b229-f6f061ee37fd",{"name":1540,"id":1541,"uuid":1538,"slug":1542,"url":1543,"full_slug":1543,"_stopResolving":42},"Automated audit trails: why they're so important and how to make the switch",208800762,"automate-audit-trail","blog/automate-audit-trail",{"type":127,"attrs":1545},{"color":149},{"type":151},{"text":1548,"type":84,"marks":1549},", up-to-date rate assumptions, and acting early on cash-flow pressure make the difference between a one-off slip and a recurring cost. Get those right, and penalties become an exception to manage rather than a recurring line item.",[1550],{"type":127,"attrs":1551},{"color":129},{"type":78,"attrs":1553,"content":1555},{"textAlign":26,"key":1554},"p-39",[1556,1561,1576],{"text":1557,"type":84,"marks":1558},"See how Spendesk handles ",[1559],{"type":127,"attrs":1560},{"color":129},{"text":1562,"type":84,"marks":1563},"accounting automation",[1564,1573,1575],{"type":143,"attrs":1565},{"href":1566,"uuid":1567,"anchor":26,"target":300,"linktype":301,"story":1568},"/lp/accounting-automation","fe578df4-8b29-4d5e-a994-cd2bd046bf9c",{"name":1569,"id":1570,"uuid":1567,"slug":1571,"url":1572,"full_slug":1572,"_stopResolving":42},"Accounting automation",299828480,"accounting-automation","lp/accounting-automation",{"type":127,"attrs":1574},{"color":149},{"type":151},{"text":1577,"type":84,"marks":1578}," for the audit-ready VAT records GfC8 expects.",[1579],{"type":127,"attrs":1580},{"color":129},{"type":167,"attrs":1582,"content":1583},{"level":169,"textAlign":26},[1584],{"text":1585,"type":84,"marks":1586},"Frequently asked questions about HMRC VAT penalties",[1587,1589],{"type":127,"attrs":1588},{"color":129},{"type":177},{"type":167,"attrs":1591,"content":1592},{"level":317,"textAlign":26},[1593],{"text":1594,"type":84,"marks":1595},"What happens to penalty points if you change VAT filing frequency mid-compliance period?",[1596,1598],{"type":127,"attrs":1597},{"color":129},{"type":177},{"type":78,"attrs":1600,"content":1602},{"textAlign":26,"key":1601},"p-40",[1603],{"text":1604,"type":84,"marks":1605},"Your points balance is adjusted, and the compliance period for point expiry restarts under the new frequency's rules. Moving from quarterly to monthly adds one point; moving from monthly to quarterly subtracts one. The compliance period that was in force when your most recent point was earned determines when below-threshold points expire automatically.",[1606],{"type":127,"attrs":1607},{"color":129},{"type":167,"attrs":1609,"content":1610},{"level":317,"textAlign":26},[1611],{"text":1612,"type":84,"marks":1613},"Can you appeal a penalty point separately from a £200 financial penalty?",[1614,1616],{"type":127,"attrs":1615},{"color":129},{"type":177},{"type":78,"attrs":1618,"content":1620},{"textAlign":26,"key":1619},"p-41",[1621],{"text":1622,"type":84,"marks":1623},"Yes. HMRC treats each penalty point and each subsequent financial penalty as a separate appealable decision. If you have a reasonable excuse for the late submission that triggered a point, you can challenge that point before it accumulates toward the threshold. Disputing earlier points after the £200 charge has been issued is harder, since the evidence trail is staler.",[1624],{"type":127,"attrs":1625},{"color":129},{"type":167,"attrs":1627,"content":1628},{"level":317,"textAlign":26},[1629],{"text":1630,"type":84,"marks":1631},"Does a Time to Pay arrangement stop late payment penalties if HMRC agrees it inside the 15-day grace period?",[1632,1634],{"type":127,"attrs":1633},{"color":129},{"type":177},{"type":78,"attrs":1636,"content":1638},{"textAlign":26,"key":1637},"p-42",[1639],{"text":1640,"type":84,"marks":1641},"A Time to Pay arrangement agreed before the first penalty trigger date stops that penalty from applying. If HMRC agrees the arrangement on day 14, the first penalty due on day 15 does not apply, provided you meet the terms. Interest keeps accruing regardless. If you break the terms and HMRC cancels the arrangement, penalties can be charged as if the TTP had never existed.",[1642],{"type":127,"attrs":1643},{"color":129},{"type":167,"attrs":1645,"content":1646},{"level":317,"textAlign":26},[1647],{"text":1648,"type":84,"marks":1649},"Are VAT penalties and interest deductible for corporation tax?",[1650,1652],{"type":127,"attrs":1651},{"color":129},{"type":177},{"type":78,"attrs":1654,"content":1656},{"textAlign":26,"key":1655},"p-43",[1657],{"text":1658,"type":84,"marks":1659},"No. VAT penalties and late payment interest on overdue VAT aren't deductible expenses for corporation tax purposes. They sit in the same category as other regulatory fines. Related professional fees for appeals or compliance work, however, generally are deductible.",[1660],{"type":127,"attrs":1661},{"color":129},{"type":167,"attrs":1663,"content":1664},{"level":317,"textAlign":26},[1665],{"text":1666,"type":84,"marks":1667},"What records does HMRC expect to see during a compliance check on VAT controls under GfC8?",[1668,1670],{"type":127,"attrs":1669},{"color":129},{"type":177},{"type":78,"attrs":1672,"content":1674},{"textAlign":26,"key":1673},"p-44",[1675],{"text":1676,"type":84,"marks":1677},"The check focuses on whether your VAT controls work in practice. That means named process ownership for VAT submission and payment, pre-submission checks across high-volume supplier categories, and a documented error correction procedure. Supporting records typically include purchase orders linked to approved invoices, the digital links audit trail across systems, and dated reviews of exceptions. The standard is whether you can show HMRC how you would catch an error if one occurred.",[1678],{"type":127,"attrs":1679},{"color":129},{"name":1681,"created_at":1682,"published_at":16,"updated_at":1683,"id":1684,"uuid":1685,"content":1686,"slug":1693,"full_slug":1694,"sort_by_date":26,"position":27,"tag_list":1695,"is_startpage":29,"parent_id":1696,"meta_data":26,"group_id":1697,"first_published_at":1698,"release_id":26,"lang":33,"path":26,"alternates":1699,"default_full_slug":1694,"translated_slugs":1700,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1687,"icon":1688,"name":1681,"component":1692},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1689,"alt":1690,"name":54,"focus":54,"title":54,"filename":1691,"copyright":54,"fieldtype":59,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],[1701,1702,1703],{"path":1694,"name":26,"lang":37,"published":26},{"path":1694,"name":26,"lang":39,"published":26},{"path":1694,"name":26,"lang":41,"published":26},[33],[1706],{"_uid":1707,"asset":1708,"caption":1712,"component":888},"d1614c0a-76ca-454c-aa5c-fafd38877968",{"id":1709,"alt":54,"name":54,"focus":54,"title":54,"source":54,"filename":1710,"copyright":54,"fieldtype":59,"meta_data":1711,"is_external_url":29},184934256118935,"https://a.storyblok.com/f/146026/1376x768/a506c8a6b9/image1.png",{},"HMRC VAT penalties: Rates, triggers, how to stay compliant",[],"2026-06-07 00:00",[],"HMRC VAT penalties run on points for late returns and percentages for late payments. 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